iGage iG8 RTK GNSS

Community Forums

Robot hit!  

Page 1 / 3 Next
roger_LS
(@roger_ls)
250+ posts Registered

One of our Leica TS16 got hit today by a car backing up and not paying attention. It had cones all around it. It was on City property and our client was the City. I'm thinking of contacting the City to have their insurance cover it rather than mine. The guy who backed into it was a City employee and there was an eyewitness who was also a City employee. Anyone have any experience with getting your own or others insurance to cover this type of thing?

ReplyQuote
Posted : September 12, 2017 5:44 pm
Mark Mayer
(@mark-mayer)
1,000+ posts Registered

Best you talk to your agent. Probably your insurer will pursue the city's insurer. That way you avoid any personal animosity between you and city employees.

EDUCATION, n. That which discloses to the wise and disguises from the foolish their lack of understanding.

EXPERIENCE, n. The wisdom that enables us to recognize as an undesirable old acquaintance the folly that we have already embraced.

ReplyQuote
Posted : September 12, 2017 5:53 pm
roger_LS
(@roger_ls)
250+ posts Registered

Mark Mayer, post: 446512, member: 424 wrote: Best you talk to your agent. Probably your insurer will pursue the city's insurer. That way you avoid any personal animosity between you and city employees.

Thanks! That sounds like a good approach.

ReplyQuote
Posted : September 12, 2017 5:54 pm
Nate The Surveyor
(@nate-the-surveyor)
5,000+ posts Registered

I hope you took pics, at the scene.
It can help.

Surveying is more than a Job----it is a passion to provide a foundation for future generation, that is beyond reproach.

Nate

ReplyQuote
Posted : September 12, 2017 6:00 pm
roger_LS
(@roger_ls)
250+ posts Registered

Nate The Surveyor, post: 446515, member: 291 wrote: I hope you took pics, at the scene.
It can help.

Yep, got plenty of pics

ReplyQuote
Posted : September 12, 2017 6:08 pm
Wendell
(@wendell)
2,500+ posts Admin

Yep, I've dealt with similar situations before and it is best to give all the information to your agent, and they will contact the City's insurance company to work out all the details.

Your website is a valuable business asset. Treat it like one.
Harness Media provides responsive WordPress Website Design and Website Care services.

ReplyQuote
Posted : September 12, 2017 6:21 pm
TickMagnet
(@tickmagnet)
50+ posts Registered

I've had 3 guns knocked over in the past the hard part was convincing the ins co that the accuracy could never be obtained with a repair.
my dealer in each case would write up the repair for a new gun (I use trimble 1-2" guns)
with persistence I DID get a replacement via insurance

ReplyQuote
Posted : September 12, 2017 6:40 pm
Bruce Small
(@bruce-small)
1,000+ posts Registered

Astonishing to me how many times people have fallen over the traffic cones I set out. How can you not see bright orange traffic cones. Yes, I know, you can't really see anything when you have tunnel vision because of the phone glued to your ear or in front of your eyes.

ReplyQuote
Posted : September 12, 2017 7:35 pm
holy cow
(@holy-cow)
10,000+ posts Registered

There is more than one reason for cones being made of flexible material.

ReplyQuote
Posted : September 12, 2017 8:32 pm
paden cash
(@paden-cash)
5,000+ posts Registered

Holy Cow, post: 446532, member: 50 wrote: There is more than one reason for cones being made of flexible material.

I always wanted to patent a traffic cone that explodes like a huge paintball when it gets hits. A lot less folks would avoid them if they made a big mess.

"...I'm just amazed he even knew Jerusalem or Tel-Aviv existed..."
Paden Cash-disillusioned American voter

ReplyQuote
Posted : September 12, 2017 8:45 pm
Paul in PA
(@paul-in-pa)
5,000+ posts Registered

When I worked at Bethlehem Steel Company I drove my car in the plant as I did business in various areas. I had a new car about a year old and was driving in parking lot aisle within the plant when another BSC pulled out a parking space into my driver's side door. My insurance company sought to enter the plant to review the accident scene and were refused entry. Before that was settled I was not driving my car and got to watch a BSC plant railroad company loader back into the front of my same car within sight of where the first accident was. My insurance company covered both claims. I then did what most other plant employees did who had to drive inside the plant and buy a well used beater car for work only. Never had another accident either.

Paul in PA

ReplyQuote
Posted : September 12, 2017 9:30 pm
D Bendell
(@D Bendell)
20+ posts Registered

I agree to speak to your insurance agent and explain. It should be fastest and the least antagonistic. Then let your insurance and their legal/claims department haggle with the City's insurer to get them to pay out for what their employee did to damage your equipment.

Speaking to your agent initially won't cost you anything. You're gonna want to get a replacement ASAP so any potential problems with the City/Insurance would be better handled on the back end after you're back to work as usual.

My .02 cents.

ReplyQuote
Posted : September 12, 2017 10:04 pm
Jim Frame
(@jim-frame)
5,000+ posts Registered

D Bendell, post: 446540, member: 12975 wrote: Speaking to your agent initially won't cost you anything.

Maybe, maybe not. As soon as the insurer learns of a potential claim, they may flag the account as a higher risk, which can result in higher premiums. In this case I'd still contact my insurer due to the magnitude of the damage, but in general I avoid doing anything that gives my insurers the impression that I might actually cost them money.

For what it's worth, the cities in my county belong to a county-wide risk pool (basically, they're self-insured) and deny all claims as a matter of policy. You have to file suit to get them to pay.

Jim Frame
Frame Surveying & Mapping
609 A Street
Davis, CA 95616

ReplyQuote
Posted : September 12, 2017 11:40 pm
Richard Imrie
(@richard-imrie)
500+ posts Registered

Jim Frame, post: 446541, member: 10 wrote: Maybe, maybe not. As soon as the insurer learns of a potential claim, they may flag the account as a higher risk, which can result in higher premiums. In this case I'd still contact my insurer due to the magnitude of the damage, but in general I avoid doing anything that gives my insurers the impression that I might actually cost them money.

For what it's worth, the cities in my county belong to a county-wide risk pool (basically, they're self-insured) and deny all claims as a matter of policy. You have to file suit to get them to pay.

I was thinking along the same lines and going to suggest prepare for the worst, e.g a rebuttal that your warning equipment did not meet legal requirements leading up to a counter claim that your robot damaged their vehicle.

ReplyQuote
Posted : September 12, 2017 11:51 pm
D Bendell
(@D Bendell)
20+ posts Registered

If I were afraid to make a claim cause my premiums may increase then why have insurance? If it comes down to a necessary suit to get reimbursed then isn't that a case better handled through the legal department of your insurer.

When I was in the insurance business it was called subjugation and insurance companies did it all the time when fault could be proven against another insured party. That way your injury or property damage could be taken care of knowing the other insurance company would try to deny responsibility. In the end your insurance company could recoup their cost from the insured party who caused said injury or damage.

I have never heard of an agent charging anything to discuss a potential claim. That would have been against the law in MN where I was licensed.

Not trying to sound argumentative, just an opinion.

ReplyQuote
Posted : September 13, 2017 6:27 am
Page 1 / 3 Next
  
Working

Please Login or Register

Precision Geosystems, Where Precision Meets Value.